Mariana Kotzeva

NMLS # 220146

847-375-0200 x 1

mariana@mutualfc.com

Mariana Kotzeva Senior Loan Advisor

Blog

Discover the Benefits of USDA Loans

Discover the Benefits of USDA Loans

When it comes to financing your home, choosing the right loan can make all the difference. For those looking to buy a home in rural or suburban areas, USDA loans offer a unique set of advantages that can make homeownership more affordable and accessible.

Aug 22, 2024 | Purchasing a Home

Housing Assistance Programs for Veterans

Housing Assistance Programs for Veterans

For many veterans, the dream of owning a home is within reach thanks to specialized housing assistance programs. These programs are designed to help those who have served our country transition into homeownership with ease and financial support. Understan

Aug 20, 2024 | VA Loans

Essential Guide to Home Inspections: Safeguard Your Investment

Essential Guide to Home Inspections: Safeguard Your Investment

Buying a home is a thrilling journey filled with anticipation and, at times, uncertainty. As you approach the final stages of this journey, one critical step remains: the home inspection. This stage provides a vital opportunity to look beyond the surface

Aug 15, 2024 |

A Guide to Freddie Mac CHOICERenovation Loans

A Guide to Freddie Mac CHOICERenovation Loans

The Freddie Mac CHOICERenovation loan may not be widely known but could be the perfect solution for your home renovation needs. This option is designed to help you achieve your renovation goals without causing financial strain, offering a seamless way to

Aug 13, 2024 | Refinancing a Home

Buying a Home: A Helpful Guide to FHA Loans

Buying a Home: A Helpful Guide to FHA Loans

When buying a new home, especially for those without large savings or perfect credit, it's essential to utilize lesser-known strategies—like the FHA mortgage. Let’s break down what might seem complex into clear, actionable insights. FHA Loans:

Aug 08, 2024 | Purchasing a Home

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

For veterans, the VA Loan Streamline Refinance, also known as the IRRRL (Interest Rate Reduction Refinance Loan), provides a straightforward path to lower interest rates and enhanced financial efficiency. IRRRL: A Strategic Financial Move Imagine this sce

Aug 06, 2024 | VA Loans