Mariana Kotzeva

NMLS # 220146

847-375-0200 x 1

mariana@mutualfc.com

Mariana Kotzeva Senior Loan Advisor

About MUTUAL FINANCIAL CORPORATION

At MUTUAL FINANCIAL CORPORATION, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.

At MUTUAL FINANCIAL CORPORATION we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients makes getting your loan a worthwhile endeavor.

Give us a call today for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
341 reviews
Lubomir Georgiev
Assisted me with getting my first mortgage. Recommend
Assisted me with getting my first mortgage. Recommend

Lubomir Georgiev

1 week ago

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Daniela Veleva
Mariana is a very good professional. She knows exactly how to help you, she is patient and responds right away! I appreciate her help and will highly recommend her.
Mariana is a very good professional. She knows exactly how to help you, she is patient and responds right away! I appreciate her help and will highly recommend her.

Daniela Veleva

1 month ago

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Ivelina Dimitrova
'Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Mariana KOTZEVA went out of his way to make sure i got the best available loan at the lowest possible rate. She ta ...
'Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Mariana KOTZEVA went out of his way to make sure i got the best available loan at the lowest possible rate. She takes the time to ensure that her clients understand the entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding, she is a first-class professional. I recommend Mariana.to anyone in the market for a mortgage."
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Ivelina Dimitrova

1 month ago

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Teodora Aleksieva
I have known Mariana Kotzeva since 2007 and since I have become a Realtor myself. For 17 years she had helped me close so many real estate transactions and together we had placed so many new home owners into their dream homes. Mariana has always been so h ...
I have known Mariana Kotzeva since 2007 and since I have become a Realtor myself. For 17 years she had helped me close so many real estate transactions and together we had placed so many new home owners into their dream homes. Mariana has always been so helpful and knowledgeable in what she was doing. She has been given me good directions throughout the loan process and it had always been a successful experience. Mariana - Boss Lady!!!
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Teodora Aleksieva

1 month ago

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Nikolay Karchev
We just bought the house and Mutual Financial Corporation ( Mariana Kotzeva) helped us to get a perfect interest and they prepared our loan so fast. They are professional loan mortgage agents in Chicago area. They will take care of you. Thank you , Marian ...
We just bought the house and Mutual Financial Corporation ( Mariana Kotzeva) helped us to get a perfect interest and they prepared our loan so fast. They are professional loan mortgage agents in Chicago area. They will take care of you. Thank you , Mariana!
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Nikolay Karchev

1 month ago

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Kristina Radulovic
Mariana is a rockstar!!! She was able to lock us into a great rate, close quickly, and navigated some unexpected requests from the sellers at the last minute beautifully! She made home buying nearly stress free. Highly highly recommend.
Mariana is a rockstar!!! She was able to lock us into a great rate, close quickly, and navigated some unexpected requests from the sellers at the last minute beautifully! She made home buying nearly stress free. Highly highly recommend.

Kristina Radulovic

1 month ago

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Ivaylo Manushev
Mariana Kotzeva was fantastic to work with! She made the mortgage process for our new home smooth and stress-free. Mariana was incredibly knowledgeable, patient, and responsive, answering all our questions in detail and always making sure we understood ea ...
Mariana Kotzeva was fantastic to work with! She made the mortgage process for our new home smooth and stress-free. Mariana was incredibly knowledgeable, patient, and responsive, answering all our questions in detail and always making sure we understood each step. Her expertise and guidance made a big difference, and we felt supported from start to finish. Thanks to Mariana, we were able to close on time and with complete confidence. We highly recommend her to anyone looking for a dedicated and professional mortgage advisor!
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Ivaylo Manushev

2 months ago

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Kostadin Mitov
Mariana is the best loan officer!!! She is very professional and works for your best interest. She was very thorough from start to finish , she explained everything in great detail at the beginning and when questions popped up she very attentive. Thank yo ...
Mariana is the best loan officer!!! She is very professional and works for your best interest. She was very thorough from start to finish , she explained everything in great detail at the beginning and when questions popped up she very attentive. Thank you Mariana for making this stressful time a pleasant memory for us !!!
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Kostadin Mitov

2 months ago

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Lachezar Georgiev
Mariana is excellent in what she does. Her experience and easygoing communication has helped my family secure a home easier and faster than anticipated. Highly recommend her services!
Mariana is excellent in what she does. Her experience and easygoing communication has helped my family secure a home easier and faster than anticipated. Highly recommend her services!

Lachezar Georgiev

2 months ago

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Iskandar Erkaboyev
Since we start with Mariana from Mutual Financial Corporation service and comunication are 10 out of 10, on time respond clear numbers and perfect service, main point we did closing sooner than we expect, highly recomended and we will be back to them espe ...
Since we start with Mariana from Mutual Financial Corporation service and comunication are 10 out of 10, on time respond clear numbers and perfect service, main point we did closing sooner than we expect, highly recomended and we will be back to them especially to Mariana as soon as we decide purchase new property
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Iskandar Erkaboyev

2 months ago

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Blagojche Paskoski
****HIGHLY RECOMMEND***** Mariana is one of the best! I called her after my previous lander did not answer my calls two days before my scheduled closing, she was able to get my application in underwriting and secure clear to close within a few days. Becau ...
****HIGHLY RECOMMEND***** Mariana is one of the best! I called her after my previous lander did not answer my calls two days before my scheduled closing, she was able to get my application in underwriting and secure clear to close within a few days. Because of her help and expertise, I was able to close on my new home. She was able to secure a great deal for me with a lower downpayment and APR.
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Blagojche Paskoski

3 months ago

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Tomasz Zamora
Mariana Kotzeva is one of those people who is professional from the beginning to the very end. She prepares all documents needed for whole process quickly and precisely. You can not go wrong with her weather is mortgage or refinancing. I can truly recomme ...
Mariana Kotzeva is one of those people who is professional from the beginning to the very end. She prepares all documents needed for whole process quickly and precisely. You can not go wrong with her weather is mortgage or refinancing. I can truly recommend her and her team to everyone who is in need of financing real estate purchase. Definitely will come back to do more business with Mariana in future. Thank you Tomasz and Anna Zamora
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Tomasz Zamora

3 months ago

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Brian M. Connolly
I've worked with Mariana multiple times and she is great! She is always very helpful when answering my questions and was able to help me close on my new property faster than I even thought was possible. Amazing!
I've worked with Mariana multiple times and she is great! She is always very helpful when answering my questions and was able to help me close on my new property faster than I even thought was possible. Amazing!

Brian M. Connolly

3 months ago

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Lubo Zhotev
High integrity person.
High integrity person.

Lubo Zhotev

3 months ago

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Todor Stoev

Todor Stoev

4 months ago

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desislava dimitrova
Mariana, Olga and Vitaly were able to get all of the paperwork done in a week. They could not have been more helpful and made the whole experience very smooth and painless for our family. Very professional and on top of their game.
Mariana, Olga and Vitaly were able to get all of the paperwork done in a week. They could not have been more helpful and made the whole experience very smooth and painless for our family. Very professional and on top of their game.

desislava dimitrova

4 months ago

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Hero Air
Mariana and her team Olga and Vitaliy did a incredible job! They started working on my loan application on such a short notice, for less than a week they prepared everything and we was able to move the closing date a week earlier. Very professional work. ...
Mariana and her team Olga and Vitaliy did a incredible job! They started working on my loan application on such a short notice, for less than a week they prepared everything and we was able to move the closing date a week earlier. Very professional work. Highly recommended!
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Hero Air

4 months ago

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Alisha Jose
It was a pleasure working with Mariana recently. She is a great listener and very informed with attention to detail. She was patient and quick to respond whenever we had a question. She went above and beyond to help us smoothly through the whole process. ...
It was a pleasure working with Mariana recently. She is a great listener and very informed with attention to detail. She was patient and quick to respond whenever we had a question. She went above and beyond to help us smoothly through the whole process. Vitaly, one or her assistants, also did a great job with all the paperwork. Overall it was a great experience and felt she genuinely cares for her clients. Highly recommended her services!
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Alisha Jose

4 months ago

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Gligor Andonov
Great experience with my refinance. Right place and people to get the job done fast and efficient. Thanks to Mariana and her team.
Great experience with my refinance. Right place and people to get the job done fast and efficient. Thanks to Mariana and her team.

Gligor Andonov

4 months ago

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Karim
Mariana was extremely helpful and very patient throughout the whole process. I know I gave her a bit of a hard time and a headache while I was applying but she was still very helpful and was always on top of everything the whole time, I will definitely go ...
Mariana was extremely helpful and very patient throughout the whole process. I know I gave her a bit of a hard time and a headache while I was applying but she was still very helpful and was always on top of everything the whole time, I will definitely go through her again next time I want to buy a house and I will definitely recommend her every time.
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Karim

4 months ago

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Moe M
If l could give 1M stars l would , Mariana help us with our first time property and she is an amazing , passionate and very professional person . Thank you so much . I wish you the best .
If l could give 1M stars l would , Mariana help us with our first time property and she is an amazing , passionate and very professional person . Thank you so much . I wish you the best .

Moe M

5 months ago

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serhiy barsukov
Thank you,thank you so much Mariana Kotzeva for such a great experience. Your professionalism is beyond. It’s such a pleasure to do business with people like you. One more time thank you.
Thank you,thank you so much Mariana Kotzeva for such a great experience. Your professionalism is beyond. It’s such a pleasure to do business with people like you. One more time thank you.

serhiy barsukov

5 months ago

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Shaykh Amin
Mariana is a real pro and extremely organized. I recommend her for anyone who wants to buy a house with minimum hassle She has a great company also
Mariana is a real pro and extremely organized. I recommend her for anyone who wants to buy a house with minimum hassle She has a great company also

Shaykh Amin

5 months ago

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Kathy Laudando
Mariana is amazing! She is very professional and works very hard for her clients. I will definitely recommend her in the future. She is the best!
Mariana is amazing! She is very professional and works very hard for her clients. I will definitely recommend her in the future. She is the best!

Kathy Laudando

5 months ago

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Anna Nikolova
I would like to thank Mariana and her team for making the impossible happen and bring joy to our family. I wish you successful businesses and keep helping people like you helped us!
I would like to thank Mariana and her team for making the impossible happen and bring joy to our family. I wish you successful businesses and keep helping people like you helped us!

Anna Nikolova

5 months ago

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E B
Very good customer service. Highly suggested.
Very good customer service. Highly suggested.

E B

6 months ago

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Dakata
Amazing. Impeccable service. The level of professionalism and willingness to go lengths to provide exceptional service for the client is above all standards. Thank you for your help, Mariana!
Amazing. Impeccable service. The level of professionalism and willingness to go lengths to provide exceptional service for the client is above all standards. Thank you for your help, Mariana!

Dakata

6 months ago

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Dimitar Shterev
I had an exceptional experience working with Mariana as my loan officer. From start to finish, she was professional, attentive, and incredibly efficient. Mariana not only met all deadlines but exceeded my expectations with her responsiveness and expertise ...
I had an exceptional experience working with Mariana as my loan officer. From start to finish, she was professional, attentive, and incredibly efficient. Mariana not only met all deadlines but exceeded my expectations with her responsiveness and expertise. She made the entire loan process smooth and stress-free. I highly recommend Mutual Financial Corporation for anyone in need of a reliable and dedicated loan team!
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Dimitar Shterev

6 months ago

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Petar Florov
I've had a fantastic experience with Mariana. She is highly professional, considerate and helpful. She made sure I felt at ease and kept me informed thru the whole process. I can't say enough positive things about her. Highly recommend using her services.
I've had a fantastic experience with Mariana. She is highly professional, considerate and helpful. She made sure I felt at ease and kept me informed thru the whole process. I can't say enough positive things about her. Highly recommend using her services.

Petar Florov

6 months ago

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Teo Duh
Very helpful and resourceful, ensures the client makes the best possible decision and in a timely manner
Very helpful and resourceful, ensures the client makes the best possible decision and in a timely manner

Teo Duh

6 months ago

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Kameliya Dimitrov
Mariana and her team is great and always very professional. Thank you for helping me have my new home!
Mariana and her team is great and always very professional. Thank you for helping me have my new home!

Kameliya Dimitrov

6 months ago

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RY GenContr
Mariana KOTZEVA provides assistance through the entire process and was very professional . Thank you . I highly recommend her service
Mariana KOTZEVA provides assistance through the entire process and was very professional . Thank you . I highly recommend her service

RY GenContr

6 months ago

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Dezi h
I recently worked with Mariana to obtain a mortgage loan for my new apartment, and I couldn't be more pleased with the experience. Mariana was incredibly flexible and very responsive throughout the entire process. Her attentiveness and professionalism mad ...
I recently worked with Mariana to obtain a mortgage loan for my new apartment, and I couldn't be more pleased with the experience. Mariana was incredibly flexible and very responsive throughout the entire process. Her attentiveness and professionalism made everything run smoothly. Vitaliy, one of the guys that is part of her team, provided comprehensive support from start to finish. Overall, Mariana was a perfect fit for my needs, and I highly recommend her services.
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Dezi h

7 months ago

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Maggie T
Mariana was very professional, knowledgeable, helpful and polite! She really cares for her clients. I would highly recommend her to my friends and family, and work with her again in the future. Thank you for making the closing process easy and stress free ...
Mariana was very professional, knowledgeable, helpful and polite! She really cares for her clients. I would highly recommend her to my friends and family, and work with her again in the future. Thank you for making the closing process easy and stress free. Highly recommend!
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Maggie T

7 months ago

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martin dimitrov

martin dimitrov

7 months ago

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Nikol Atanasova

Nikol Atanasova

7 months ago

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V chxrry
I m a First time buyer and Mariana helped me with the process and purchase of my first Home !🙂 Highly recommended ⭐️⭐️⭐️⭐️⭐️ Thank you very much
I m a First time buyer and Mariana helped me with the process and purchase of my first Home !🙂 Highly recommended ⭐️⭐️⭐️⭐️⭐️ Thank you very much

V chxrry

7 months ago

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Muhanad Alkhatib
I have a long story with real estate. I have met a lot of people. Mariana is very professional and helpful. She knows what to do and really good in her job. I would defiantly use her in the future. She also gave me a lot of advises. I recommend her for al ...
I have a long story with real estate. I have met a lot of people. Mariana is very professional and helpful. She knows what to do and really good in her job. I would defiantly use her in the future. She also gave me a lot of advises. I recommend her for all your loan services. She made things happen and got me settled down.
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Muhanad Alkhatib

7 months ago

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Albert Ramadanoski
She help me a lot with my mortgage and all the questions related to. She knows very well what to do. Highly recommend.
She help me a lot with my mortgage and all the questions related to. She knows very well what to do. Highly recommend.

Albert Ramadanoski

7 months ago

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Marian Yordanov
The experience in working with Mariana and her team was excellent. She provided excellent financing options and the process was fast and easy for me. The communication was outstanding and I had thorough information at every step of the way and she was av ...
The experience in working with Mariana and her team was excellent. She provided excellent financing options and the process was fast and easy for me. The communication was outstanding and I had thorough information at every step of the way and she was available at any time! I am very satisfied with the experience and I am looking forward to working with Mutual Financial Corporation again.
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Marian Yordanov

7 months ago

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NESO QUARTZ JOR
Professional, super fast on processing and very active team , i so happy to know them
Professional, super fast on processing and very active team , i so happy to know them

NESO QUARTZ JOR

8 months ago

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Charles
Mariana is very professional, knowledgeable, and was so helpful throughout the lending process. I would highly recommend her to my friends and family, and work with her again in the future.
Mariana is very professional, knowledgeable, and was so helpful throughout the lending process. I would highly recommend her to my friends and family, and work with her again in the future.

Charles

8 months ago

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Zorica Maneva-Jovicic
Mariana helped my clients to get their loan to purchase their home, she is very professional and she was always available when my clients had questions. Working with Marina made the buying process easy and smooth to the end. I am looking forward to work w ...
Mariana helped my clients to get their loan to purchase their home, she is very professional and she was always available when my clients had questions. Working with Marina made the buying process easy and smooth to the end. I am looking forward to work with Mariana again in the future. Thank you Mariana for all the help and support during my clients buying process.
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Zorica Maneva-Jovicic

8 months ago

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Transylvania Z
Mariana Kotzeva, exceptional! Very professional and get the job done with no headaches or delays. Doing business together for more than 14 years
Mariana Kotzeva, exceptional! Very professional and get the job done with no headaches or delays. Doing business together for more than 14 years

Transylvania Z

10 months ago

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Mitko Mlekov
Just closed out our new home !!! Amazing experience with Mariana !!! She make it happen and make the right moves at the right time ! We are very happy and thankful to her !!!
Just closed out our new home !!! Amazing experience with Mariana !!! She make it happen and make the right moves at the right time ! We are very happy and thankful to her !!!

Mitko Mlekov

10 months ago

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Achsah Jenner
Mariana went above and beyond my aspirations and made sure we had a successful outcome. Without hesitation, I highly recommend Mariana Kotzeva to anyone seeking a top-notch mortgage broker.
Mariana went above and beyond my aspirations and made sure we had a successful outcome. Without hesitation, I highly recommend Mariana Kotzeva to anyone seeking a top-notch mortgage broker.

Achsah Jenner

10 months ago

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Edward Jenner
Mariana proved to be an exceptional partner in navigating our transition. Her unwavering support and expertise were instrumental in facilitating a seamless moving experience for my family and I. Amidst challenges we faced with our taxes, Mariana went abov ...
Mariana proved to be an exceptional partner in navigating our transition. Her unwavering support and expertise were instrumental in facilitating a seamless moving experience for my family and I. Amidst challenges we faced with our taxes, Mariana went above and beyond, exceeding my aspirations and ensuring a successful outcome. Without hesitation, I highly recommend Mariana Kotzeva to anyone seeking a top-notch mortgage broker.
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Edward Jenner

11 months ago

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Joel
Mariana was very helpful when buying a home. She made the process simple and it was a pleasure working with her. Thank you!
Mariana was very helpful when buying a home. She made the process simple and it was a pleasure working with her. Thank you!

Joel

11 months ago

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Mini Abd
Mariana is always great to work with. She is always available to answer our questions. Mariana communicated and coordinated with the rest of our home-buying team. She is simply the best to work with, and I definitely recommend her.
Mariana is always great to work with. She is always available to answer our questions. Mariana communicated and coordinated with the rest of our home-buying team. She is simply the best to work with, and I definitely recommend her.

Mini Abd

11 months ago

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Sherard Holland
Mariana is an absolute pleasure to work with. She is extremely knowledgable and efficient. Mariana ensured I was comfortable throughout the entire process. She communicates well and gets the job done. It's been an honor and a pleasure to utilize her servi ...
Mariana is an absolute pleasure to work with. She is extremely knowledgable and efficient. Mariana ensured I was comfortable throughout the entire process. She communicates well and gets the job done. It's been an honor and a pleasure to utilize her services. I truly am apprecitaive to have connected with her. I strongly recommend Mariana and Mutual Financial Crop. for all your mortgage needs.
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Sherard Holland

11 months ago

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